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Manulife Insured Portfolio Funds (GIFs)
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Retirement. You’ve planned for it, saved for it, and looked forward to it for years. But, as with any major life change, you anticipate its arrival with caution. You want your
retirement money to work as hard for you as you did for it. But, you also need to be confident that your investment is secure, no matter what happens in the financial markets.
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You can receive income as often as you want - monthly, quarterly, semiannually, annually - from any one or a number of funds you invest in. And, you can change your payment options at any time with no charge.
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For back-end load plans you are allowed charge-free withdrawals each year, up to 10% of the total plan value (20% for RRIF’s).
Use this option for planned spending, such as vacation travel. or count on it to cover incidental or unforeseen expenses.
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In cases where Manulife Financial must remit withholding tax on your behalf you can select your own withholding tax rate (subject to the government required minimum). Or, we will calculate a rate based on
yearly legislated minimums. The choice is yours.
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By naming a beneficiary for your plan, fees may be avoided in settling your estate. If you name your spouse as beneficiary, the contract can continue in your spouses name.
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Manulife waives any deferred sales charges on payment of the death benefit.
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For a free financial consultation or information on any subject of interest please phone, email or fill in the form on contact us page.
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